Education Planning

Prepare today for future education costs.

Education Planning: Investing in a Brighter Future

When it comes to saving for your family’s education, it’s always best to start early. It can make all the difference in giving your savings — and your child’s future — the potential to grow.

Our Education Planning Checklist

We’ll help you navigate the challenging task of saving for future education costs by:

Having an in-depth conversation about what you hope to achieve with your education savings.
Conducting a detailed review of your current assets to help you establish realistic goals.
Working together to choose the savings plans and investments that might suit you best.
Guiding you through issues you may not be aware of, including how your taxes might be affected, withdrawal restrictions, and impacts on financial aid eligibility.
Providing regular checkpoints to help you stay on course and adapt to changing needs.

529 plans come with fees and expenses, and there is a risk they may lose money or underperform. Most states offer their own 529 programs, which may provide benefits exclusively for their residents. Please consider whether the state plan offers any tax or other benefits. Tax implications can vary significantly from state to state. Raymond James and its advisors do not offer tax or legal advice. You should discuss any tax or legal matters with the appropriate professional.

Graduate hugging an older adult on graduation day

Questions?

Contact one of our Wealth Advisors today. We’ll provide unbiased answers to all your questions about 529 savings plans, uniform gifts (UGMA/UTMA), Coverdell Education Savings Accounts (ESAs), and other related plans.

Plan Confidently for Every Life Stage

Explore tailored financial guidance designed to support you through key life milestones, from starting a family to planning for retirement.

Customized Planning

Giving Them the Best Chance to Succeed

Your dreams for your family’s education are unique. We offer customized planning services to help meet your personal needs and continue to review your account as a trusted resource.

Schedule a Consultation

Disclaimer : Securities offered through Raymond James Financial Services, Inc., member  FINRA/SIPC, marketed as Isabella Investment Services and are not insured by any bank insurance, the FDIC, or any other government agency, are not deposits or obligations of the bank, are not guaranteed by the bank, and are subject to risks, including the possible loss of principal. Investment advisory services offered through Raymond James Financial Services Advisors, Inc. The Isabella Investment Services, Isabella Wealth and Isabella Bank are separately owned and operated and not independently registered as broker dealers or investment advisers.

Raymond James financial advisors may only conduct business with residents of the states and/or jurisdictions for which they are properly registered. Therefore, a response to a request for information may be delayed. Please note that not all of the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site. Contact your local Raymond James office for information and availability.

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Education Planning