Trust Services

A Full Range of Trust Services

Our multi-faceted trust and estate administration capabilities help us to provide solutions for traditional and non-traditional legacy needs. We can help you control how and when you distribute assets to your beneficiaries in direct accordance with your wishes.

Services

• Sole Trustee: Our trust team handles all responsibilities.
  
• Co-Trustee: The bank can work together with an individual trustee.
  
• Agent for Trustee: The bank provides guidance to an individual trustee.
  
• Investment Manager for Trustee: Your individual trustee hires the bank to manage trust investments.
  

Types of Trusts 

• Revocable Trust
  
• Irrevocable Trust
  
• Special Needs Trust
  
• Insurance Trust
  
• Charitable Trust
  
  

Benefits of Trust

• Assists if you become unable to manage your affairs.
  
• Provides for dependents.
  
• Controls how and when you distribute assets to your beneficiaries.
  
• Minimize the effect of taxes.
  
• Contribute to charities.

Confidence and Care for Every Stage of Life

• Trust Administration (Corporate Trustee): Choosing who will be the successor trustee of your trust is an important and often difficult decision. As a fiduciary, we can act as an impartial Corporate Trustee that is legally obligated to operate in your best interests–and extremely knowledgeable in investments, tax, and trust administration.  
  
• Estate Administration: The complexity of estate administration can sometimes be an overwhelming task for family members. We can function as your personal representative to administer your estate while being an objective resource to your family. We can help with collecting estate assets, maintaining records, paying expenses, reporting to probate court, and filing taxes.  
  
• Conservator: In circumstances where an individual is unable to handle their financial affairs due to physical or mental incapacity, we can serve as a Conservator to perform responsibilities such as investing assets, collecting monthly income, and paying expenses. 
  
• Special Needs Trusts: Designed specifically to help families of individuals with physical or mental disabilities. Under these trusts, the beneficiaries are able to hold assets without disqualifying them from Social Security Income (SSI) and Medicaid benefits. But it’s important to enlist a trustee that is knowledgeable enough to ensure that distributions from investments will not disqualify the family member from receiving government benefits.